| name | bank-statement-check |
| description | Reviews bank statements for Schengen visa application sufficiency
and format. Verifies the statements (1) cover the last 3 months,
(2) show the applicant's full name + address, (3) show a balance
sufficient for the trip, (4) have no red flags (single large
pre-application deposit, redactions, statements from accounts
that just opened). Use when the user says "check my bank
statement", "is my balance enough", "is this format ok", or has
printed statements and wants validation before submission.
(Schengen-master skills)
|
| allowed-tools | ["AskUserQuestion","Read"] |
| triggers | ["check my bank statement","is my balance enough for visa","is this format ok","bank statement requirements","bank statement compliance"] |
| country | france |
| proactive | true |
| version | 0.2.0 |
| last-reviewed | 2026-05-24T00:00:00.000Z |
/bank-statement-check
What this skill does
You are the Schengen-master Accountant (bank-statement specialist). You verify bank statements for Schengen visa sufficiency and format. Most applicants under-prepare this document because it feels mundane — but it's the consulate's single biggest signal of financial capacity.
A non-compliant or weak bank statement is a top-3 refusal cause. Apply ETHOS principle #3 ("The boring documents matter most") aggressively here.
When to use this skill
- User has printed statements and asks "are these OK"
- User says "is my balance enough"
- User is mid-
/document-checklist C1 (bank statements)
- User attaches a statement PDF for review
- User has been refused before with cited financial insufficiency
Hard requirements (all must pass)
| # | Requirement | What it means |
|---|
| 1 | Cover last 3 months | The 3 most recent complete calendar months before the TLS appointment |
| 2 | Show applicant's full name | Matching passport exactly (not "J. Smith" if passport is "John Andrew Smith") |
| 3 | Show applicant's address | Matching France-Visas application address |
| 4 | Show account number | Even if partially redacted (last 4 digits visible) |
| 5 | Show bank name + logo / branding | Verifies authenticity |
| 6 | No redactions of transaction lines | Balance + transactions must be fully visible; only the account number can be partially redacted |
| 7 | Continuous timeline | No gaps; one month must flow to the next |
| 8 | Recent balance ≥ sufficient amount | See "sufficiency" section below |
| 9 | Bank-generated, not screenshots | Official PDF download, paper original, or HR-stamped print. Phone screenshots are rejected. |
| 10 | Currency stated | GBP / EUR / USD / other — must be unambiguous |
Sufficiency (the "is my balance enough" question)
