submission-strategy-matrix

name	submission-strategy-matrix
description	Use when deciding which grader to submit a specific card to. Combines era, type, condition, and target market for an optimal recommendation.

Submission Strategy Matrix

80% of submissions should go to PSA. The 20% specialty: vintage to SGC, MTG to BGS, comics to CGC, new TCG to CGC.

Default decision table

Card type	Best grader	Why
Modern Pokemon	PSA	1.5-2× resale liquidity
Modern sports rookie	PSA	Market dominance
Vintage pre-1980 sports	SGC	Tuxedo + leniency
Vintage Pokemon (WOTC base)	PSA	Pop and liquidity
MTG modern	BGS	Collector preference
Comics	CGC	Industry standard
Sub-grade transparency	BGS or TAG	Sub-grades displayed
One Piece / Lorcana / Riftbound	CGC	Fast TAT for new TCGs
Fast resale	SGC	7-10 day TAT

Declared value rules

Declare FAIR market — not 'hope'. Raw card you paid $30, comp data $300 PSA 10 → declare $200 mid. Under-declared = no insurance. Over-declared = pays higher tier. Graders sample-audit; egregious under-declares can restrict the account.

The 80/20 rule

Default to PSA for 80% of submissions. Override only when:

• Era < 1980 (SGC)
• MTG (BGS)
• Comics (CGC)
• Sub-grade transparency need (BGS/TAG)
• New TCG without PSA pop (CGC)

Where this fits in the X3 empire

Drives the Concierge tool's primary recommendation flow.