review

name

review

description

Portfolio review and grading. Takes a user's holdings (tickers + weights or dollar amounts), runs analysis on the whole portfolio, and returns a letter grade A-F with specific problems and actionable suggestions. Triggers: "review my portfolio", "how's my portfolio doing", "grade my holdings", "what do you think of my stocks", "check my portfolio", "is my portfolio good", "portfolio review", "I own AAPL MSFT TSLA what do you think"

review — Portfolio Review

Every number comes from Bloom's financial data. Not a language model's training data.

Trigger: /review <HOLDINGS> — when a user shares their portfolio holdings.

Holdings can be:

• Tickers + percentages: AAPL 40%, MSFT 30%, GOOGL 30%
• Tickers + dollar amounts: AAPL $10000, MSFT $7500, TSLA $2500
• Just tickers (assume equal weight): AAPL MSFT GOOGL NVDA

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Read bloom-data Skill First

Before running anything, check that bloom is installed and authenticated. See the bloom-data skill for prerequisites and output rules.

mkdir -p /tmp/bloom

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Steps (Run in Order)

1. Parse holdings into JSON

Convert whatever format the user gave into a JSON object with ticker:weight pairs summing to 1.0.

Examples:

• AAPL 40%, MSFT 30%, GOOGL 30% → {"AAPL": 0.4, "MSFT": 0.3, "GOOGL": 0.3}
• AAPL $10k, MSFT $5k, TSLA $5k → {"AAPL": 0.5, "MSFT": 0.25, "TSLA": 0.25}
• AAPL MSFT GOOGL NVDA → {"AAPL": 0.25, "MSFT": 0.25, "GOOGL": 0.25, "NVDA": 0.25}

2. Portfolio-level analysis

bloom portfolio '{"AAPL": 0.4, "MSFT": 0.3, "GOOGL": 0.3}' -o /tmp/bloom/review-portfolio.json

3. Stock info (batch — up to 10 tickers at once)

bloom info AAPL MSFT GOOGL -o /tmp/bloom/review-info.json

4. Revenue growth financials per ticker

bloom financials AAPL --type revenue_growth -o /tmp/bloom/review-fin-AAPL.json
bloom financials MSFT --type revenue_growth -o /tmp/bloom/review-fin-MSFT.json
# repeat for each holding

5. Extract key fields

# Portfolio summary
cat /tmp/bloom/review-portfolio.json | jq '{grade, concentration_risk, sector_breakdown, correlation, suggestions}'

# Info for each ticker
cat /tmp/bloom/review-info.json | jq '.[] | {ticker: .symbol, pe: .pe_ratio, sector: .sector, analyst: .analyst_consensus, market_cap: .market_cap}'

# Revenue growth for each holding (YoY, last 4 periods)
cat /tmp/bloom/review-fin-AAPL.json | jq '.[-4:]'
cat /tmp/bloom/review-fin-MSFT.json | jq '.[-4:]'

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Grading Rubric

Grade the portfolio A through F across 4 categories. Average them for the overall grade.

Diversification

Grade	Criteria
A	8+ holdings, 3+ sectors, some international exposure
B	5-7 holdings, 2-3 sectors
C	4-6 holdings, 1-2 sectors
D	3-4 holdings, mostly 1 sector
F	1-2 holdings or 90%+ in one sector

Valuation

Grade	Criteria
A	Weighted avg P/E below market (under 20)
B	P/E near market average (20-25)
C	Slightly elevated (25-35)
D	Expensive (35-50)
F	Extreme premium (50+ avg P/E)

Growth

Grade	Criteria
A	Avg revenue growth >20% YoY across holdings
B	12-20% avg growth
C	5-12% avg growth
D	Under 5% avg growth
F	Declining revenue across majority of holdings

Risk

Grade	Criteria
A	Low correlation between holdings, defensives present
B	Some correlation, mixed sectors
C	Moderate correlation, similar sectors
D	High correlation, same sector/style
F	Extremely concentrated, highly correlated positions

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Output Format

## Portfolio Review — Overall Grade: [A/B/C/D/F]

### Top 3 Problems
1. 🔴 [Biggest issue — be specific. "65% in tech" not "concentration risk"]
2. 🟡 [Second issue]
3. 🟡 [Third issue — can be 🟢 if portfolio is solid]

### Holdings Breakdown
| Ticker | Weight | P/E | Revenue Growth | Analyst | Flag |
|--------|--------|-----|----------------|---------|------|
| [TICKER] | [X]% | [X] | [+X%] | [Buy/Hold/Sell] | [⚠️ if issue] |

### Sector Exposure
| Sector | Weight |
|--------|--------|
| Technology | X% |
| Healthcare | X% |
| [etc.] | |

[One sentence: is sector concentration a problem here?]

### Risk Assessment
**Concentration:** [Single stock or sector risk]
**Correlation:** [How much do these move together?]
**Drawdown risk:** [What happens if tech sells off 30%? If rates rise?]

### Suggestions
1. [Specific and actionable — "Add VTI or an international ETF to reduce single-stock risk"]
2. [Second suggestion]
3. [Third suggestion]

*Keep suggestions realistic. Don't tell someone to add 15 new positions.*

### Grade Breakdown
| Category | Grade | Why |
|----------|-------|-----|
| Diversification | [X] | [One-line reason] |
| Valuation | [X] | [One-line reason] |
| Growth | [X] | [One-line reason] |
| Risk | [X] | [One-line reason] |

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*Data from Bloom CLI. Source commands: bloom portfolio, bloom info, bloom financials.*

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Notes

• Be honest about problems. A portfolio of 3 high-P/E tech stocks is a C at best — say so.
• Suggestions should be specific, not "consider diversifying." Say what to buy or trim.
• If a user has fewer than 5 holdings, the diversification grade is almost always C or below.
• Don't penalize concentrated portfolios held by people who clearly know what they're doing (e.g., single-stock employee RSUs situation) — acknowledge the context if they share it.

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Related Skills

• bloom-data — Prerequisites and CLI reference (read this first)
• research — Deep dive on any holding that raised concerns
• check — Evaluate a potential new position to add
• discover — Find diversification candidates