stay-relief-motion

name	stay-relief-motion
title	Motion for Relief from Automatic Stay
description	Drafts a Motion for Relief from Automatic Stay under 11 U.S.C. § 362(d). Covers § 362(d)(1) cause/adequate protection, (d)(2) no equity/not necessary, and (d)(3) single asset real estate grounds. Use when a creditor needs to lift the automatic stay to foreclose, repossess collateral, or continue state court litigation against a debtor in bankruptcy.
author	CaseMark
author_url	https://github.com/CaseMark/skills/tree/main/skills/legal/stay-relief-motion
license	Apache-2.0
version	0.1.0
execution_mode	open
jurisdiction	us
practice	bankruptcy
language	en
tags	["drafting","litigation","motion"]

Motion for Relief from Automatic Stay

Drafts a procedurally compliant motion under 11 U.S.C. § 362(d) to lift the automatic stay. Ensures compliance with FRBP 4001, 9014, and local rules.

Prerequisites

1. Loan/lease documents — note, security agreement, deed of trust, UCC filings
2. Perfection evidence — recording info, UCC-1 receipts, title reports
3. Payment history — account ledger, defaults, arrearage calculation
4. Valuation evidence — appraisal, BPO, tax assessment, or comparables
5. Bankruptcy case info — case number, chapter, filing date, court/district/division, debtor name
6. Post-petition facts — adequate protection payments, insurance status, property condition

Quick Start

1. Gather all prerequisites; confirm statutory ground(s): § 362(d)(1), (d)(2), and/or (d)(3)
2. Draft caption with exact debtor name, case number, chapter, and movant capacity
3. Build chronological fact section from loan origination through post-petition default
4. Draft legal argument matching each ground to evidentiary support
5. Prepare supporting declaration with FRE 803(6) foundation and exhibit list
6. Verify service list and 21-day notice requirement under FRBP 4001

Output Structure

1. Caption & Case Identification

Element	Requirement
Court	U.S. Bankruptcy Court, [District], [Division]
Debtor	Exact legal name from petition; entity type
Case No.	Jurisdiction-specific format
Chapter	7, 11, 12, or 13
Movant	Full legal name + capacity (e.g., "as holder of a first-priority deed of trust")
Title	"MOTION FOR RELIEF FROM AUTOMATIC STAY PURSUANT TO 11 U.S.C. § 362(d)"

2. Introduction

• Movant identity, relationship to debtor, collateral description
• Specific relief sought: termination / modification / annulment
• Statutory basis and procedural context (filing date, stay duration, deadlines)

3. Factual Background

Present chronologically:

• Pre-petition: Transaction date, principal, rate, terms, maturity; guarantors/co-borrowers
• Legal description (real property) or make/model/VIN (personal property); recording/UCC-1 data; perfection method and priority position