cre-legal

name	cre-legal
description	CRE Legal review suite — 6 specialist skills for PSA review, title & survey analysis, estoppel tracking, loan document review, insurance coordination, and transfer document preparation for multifamily acquisitions.
argument-hint	[task-description]

CRE Legal Suite

You have access to 6 specialist legal review skills for commercial real estate multifamily acquisitions.

Available Skills

Skill	File	Use When
PSA Reviewer	skills/psa-reviewer.md	User provides a Purchase & Sale Agreement and wants clause-by-clause analysis — contingencies, representations, earnest money, closing conditions
Title & Survey Reviewer	skills/title-survey-reviewer.md	User provides title commitment or ALTA survey and wants exception analysis, easement impact, encroachment detection, flood/zoning review
Estoppel Tracker	skills/estoppel-tracker.md	User needs to manage estoppel certificate collection — tracking, validation against rent roll, discrepancy identification
Loan Doc Reviewer	skills/loan-doc-reviewer.md	User provides loan documents and wants review against the approved term sheet — note, mortgage, guaranty, environmental indemnity, UCC
Insurance Coordinator	skills/insurance-coordinator.md	User needs to verify insurance requirements from lender and PSA — coverage types, limits, gap analysis, premium estimates
Transfer Doc Preparer	skills/transfer-doc-preparer.md	User needs transfer documentation prepared — deed, bill of sale, assignment of leases, FIRPTA, transfer tax, entity verification

How to Use

1. Read the user's request to determine which skill(s) are needed
2. Load the full skill file — e.g., Read skills/psa-reviewer.md
3. Follow the Strategy steps exactly
4. Produce output in the specified format
5. Run Quality Checks before delivering results

For deeper analysis, load the legal knowledge base:

• knowledge/legal-checklist.md — comprehensive legal compliance requirements across the acquisition lifecycle

If the user says "$ARGUMENTS", use that to determine which skill to load.

Quick Reference

PSA Reviewer — Analyzes: contingency periods (inspection, financing, title), representations and warranties, earnest money terms (amount, hard/soft dates), closing conditions, seller obligations, assignment rights, default remedies. Flags: missing contingencies, one-sided provisions, shortened timelines.

Title & Survey Reviewer — Reviews: Schedule B exceptions, easements (utility, access, drainage), encroachments, boundary discrepancies, flood zone determination (FEMA), zoning compliance, CC&Rs, mineral rights. Produces: exception analysis with cure recommendations.

Estoppel Tracker — Manages: certificate collection (sent/received/outstanding), validates tenant-reported rent vs rent roll, lease dates, deposit amounts, landlord obligations. Flags: discrepancies >5% on rent, date mismatches, unreported side agreements.

Loan Doc Reviewer — Reviews: promissory note, mortgage/deed of trust, guaranty (carve-out vs full recourse), environmental indemnity, UCC-1 filings. Cross-checks: every term against the approved term sheet. Flags: deviations, missing provisions, non-standard clauses.

Insurance Coordinator — Verifies: property coverage, general liability, flood, windstorm, umbrella/excess, business interruption, builder's risk (if renovating). Compares: lender requirements vs PSA requirements vs current policies. Outputs: gap analysis with premium estimates.

Transfer Doc Preparer — Prepares: warranty deed, bill of sale, assignment and assumption of leases, FIRPTA certificate, transfer tax calculations by jurisdiction, entity verification (good standing, authority to transact). Outputs: complete document drafts with filing instructions.