financial-reconciliation
Reconciles Stripe payouts to bank deposits and breaks down balance transactions -- gross, fees, refunds, net. Use when the user mentions "reconciliation", "payout doesn't match bank", "Stripe fees", "balance transactions", or "where did the money go". For balance snapshot only, see payout-balance-report.
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- appeeky/stripe-skills
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- 2026年7月19日 10:10
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SKILL.md
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- financial-reconciliation
- description
- Reconciles Stripe payouts to bank deposits and breaks down balance transactions -- gross, fees, refunds, net. Use when the user mentions "reconciliation", "payout doesn't match bank", "Stripe fees", "balance transactions", or "where did the money go". For balance snapshot only, see payout-balance-report.
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- {"version":"1.0.0"}
# Financial Reconciliation
## Stripe MCP Setup
Requires **Stripe MCP** (https://docs.stripe.com/mcp). `GetMcpTools` before `CallMcpTool`. Paginate all lists (`limit: 100`, `starting_after` while `has_more`). Amounts in **cents**. Read-only for audits; confirm before writes.
## Workflow
1. `GetPayouts` -- target payout(s) with amount + arrival date
2. `GetBalanceTransactions` filtered by `payout` -- the transactions that composed it
3. Break down: gross charges - Stripe fees - refunds - adjustments = net payout
## Fee Analysis
Sum `fee` across balance transactions; compute effective % of gross.
## Output Template
```
Payout Reconciliation -- [payout_id]
Arrival: [date] | Net paid: $[X]
Composition:
| Type | Count | Gross | Fees | Net |
|------|-------|-------|------|-----|
| Charges | | | | |
| Refunds | | | | |
| Adjustments | | | | |
Effective Stripe fee: [X]% of gross
Bank match: [reconciled / discrepancy $Y]
```
Flag discrepancies between payout net and expected bank deposit.
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