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Audit a multi-card wallet for overlap, gaps, and total annual cost. Given a list of cards the user holds, identifies redundant benefits, uncovered spend categories, and net fee burden. Use when the user wants to evaluate their full card lineup.
默认使用会先检查来源的 Prompt；你也可以切换为直接命令，或下载本地副本。
决定是否安装前，请先阅读 SKILL.md，以及 SkillsMP 当前展示的配套文件。
用 Codex 或 Claude 帮你安装 复制这段 Prompt，粘贴到 Codex、Claude 或其他助手里，让它检查 Skill 页面并帮你完成安装。
直接命令不会经过审查 Prompt；运行前请先检查来源。
npx skills add https://github.com/jiahongc/credit-card-skills --skill card-wallet命令会保持在同一行。复制前请横向滚动并检查完整内容。
想先保存到本地？可下载 SkillsMP 当前能够提供的文件。
Side-by-side comparison of two major-US credit cards across fees, earning rates, credits, transfer partners, and key benefits. Covers 11 major US issuers including co-branded hotel and airline cards.
Return statement credits and cash-like credits for one major-US credit card — amount, cadence, trigger rules, enrollment requirements, and restrictions. Covers 11 major US issuers including co-branded hotel and airline cards.
Return a compact full report for one major-US credit card — fees, welcome offer, earning rates, redemption, credits, travel benefits, protections, mechanics, eligibility, and strategy. Covers 11 major US issuers including co-branded hotel and airline cards.
基于 SOC 职业分类
正在显示 SKILL.md
| name | card-wallet |
| description | Audit a multi-card wallet for overlap, gaps, and total annual cost. Given a list of cards the user holds, identifies redundant benefits, uncovered spend categories, and net fee burden. Use when the user wants to evaluate their full card lineup. |
| argument-hint | [card1], [card2], ... |
| disable-model-invocation | true |
| allowed-tools | Read, Bash(curl -sS *) |
Return a compact wallet audit for a set of cards the user holds.
The user provides a comma-separated list of card names:
/card-wallet Chase Sapphire Preferred, Amex Gold, Citi Double CashUse training knowledge plus one issuer page fetch per card. Do NOT search secondary sources. Do NOT spawn a subagent — answer directly.
search_method in ../card-shared/source-policy.yaml):
curl -sS "https://api.search.brave.com/res/v1/web/search?q=CARD+NAME+benefits+credits&count=10" -H "X-Subscription-Token: $BRAVE_API_KEY"
$BRAVE_API_KEY is not set, fall back to WebSearch. Run all calls in parallel. Supplement with training knowledge.curl -sS -L "URL" | sed 's/<[^>]*>//g' | tr -s '\n' | head -200
card-wallet contract in ../card-shared/command-contracts.yaml.## 💰 Annual Cost## 📈 Earning Map## 🏷️ Credits Stack — statement credits and complimentary subscriptions only; not enhanced earn rates or point multipliers## 🔁 Overlap## 🕳️ Gaps## 📋 Confidence Notes## 🔗 Sources — numbered list of URLs fetched, as markdown hyperlinks with short "Site - Topic" labels, e.g. [Chase - Sapphire Preferred](https://...)Omit ## Card Identity when all matches are confident. The Earning Map should show the best card for each major spend category. Overlap and Gaps should be concise numbered lists.