| 怎么赚钱/如何致富；该不该要期权/股权；评估一个生意或副业的结构 | references/capabilities/wealth-structure.md | 已晋级为独立 Skill wealth-structure（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 职业/副业/自由职业方向纠结；我该做什么才能赚钱且不被替代；寻找独特优势 | references/capabilities/productize-yourself.md | 已晋级为独立 Skill productize-yourself（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 换工作/买房/搬城/合伙/结婚等重大选择纠结；列了利弊表还是拿不定主意 | references/capabilities/decision-heuristics.md | 已晋级为独立 Skill decision-heuristics（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 琐事/外包值不值得；时间分配与安排；离财务自由还差什么 | references/capabilities/hourly-rate-time.md | 已晋级为独立 Skill hourly-rate-time（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 想养成阅读习惯；读什么书/怎么读；如何学习新领域/入门某学科 | references/capabilities/reading-metaskill.md | 已晋级为独立 Skill reading-metaskill（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 刷手机/短视频/社交媒体上瘾；想戒断多巴胺零食 | references/capabilities/screen-detox.md | 已晋级为独立 Skill screen-detox（已安装时优先直接使用；本卡仅作原文与背景补充） |
| 需要方向性判断/这事靠谱吗；想提升决策能力/学心智模型 | references/capabilities/judgment-training.md | references/capabilities/reading-metaskill.md、references/capabilities/decision-heuristics.md |
| 要不要长期投入某段关系/某个项目；如何积累声誉与信任 | references/capabilities/long-term-compounding.md | references/capabilities/peer-selection.md、references/capabilities/wealth-structure.md |
| 为什么大公司磨洋工/小公司拼命；打工还是创业/该不该自己干 | references/capabilities/principal-agent.md | references/capabilities/judgment-training.md |
| 怎么才能更幸福；为什么得到了还不满足；怎么减少焦虑 | references/capabilities/happiness-skill.md | references/capabilities/acceptance.md、references/capabilities/monkey-mind-meditation.md |
| 为什么有人攻击我/大家卷来卷去；怎么不在乎别人眼光；为什么妒忌 | references/capabilities/game-selection.md | references/capabilities/happiness-skill.md、references/capabilities/long-term-compounding.md |
| 困在无法改变的处境里反复内耗；该忍还是该走 | references/capabilities/acceptance.md | references/capabilities/life-meaning.md、references/capabilities/happiness-skill.md |
| 被别人的期望压垮；容易愤怒/怎么不生气；感觉被工作困住/怎么说不 | references/capabilities/self-liberation.md | references/capabilities/happiness-skill.md、references/capabilities/honesty-communication.md |
| 脑子停不下来/焦虑反刍；想学冥想/提升专注力 | references/capabilities/monkey-mind-meditation.md | references/capabilities/happiness-skill.md、references/capabilities/rational-buddhism.md |
| 交朋友/选伴侣/换圈子纠结；感觉被周围人拖累/该不该疏远某人 | references/capabilities/peer-selection.md | references/capabilities/long-term-compounding.md、references/capabilities/honesty-communication.md |
| 发现自己在为立场辩护/看不清现实；反复立志却改变不了自己 | references/capabilities/identity-work.md | references/capabilities/acceptance.md、references/capabilities/honesty-communication.md |
| 怎么真诚沟通/拒绝别人/给反馈；不想说场面话/发现自己在隐瞒 | references/capabilities/honesty-communication.md | references/capabilities/identity-work.md |
| 某主张/玄学/灵修该不该信；想建立自己的验证标准 | references/capabilities/rational-buddhism.md | references/capabilities/life-meaning.md、references/capabilities/monkey-mind-meditation.md |
| 活着的意义是什么/虚无感；找不到方向/该为什么努力 | references/capabilities/life-meaning.md | references/capabilities/rational-buddhism.md、references/capabilities/acceptance.md |
