| name | age-delinquency |
| description | Age delinquency into buckets and weight collections by collectability, not the total. Reach for this on a delinquency or cash question. |
Skill: Age delinquency
A delinquency total without aging hides the cash that is realistically collectable (§3 #2).
Step 1 — Bucket the balance
0-30 / 31-60 / 60+ aging of outstanding balances.
Step 2 — Weight by collectability
A dollar in 60+ is worth far less than a dollar in 0-30 (§3 #2).
Step 3 — Focus collections by aging
Direct effort along the aging curve, not the total.
Step 4 — Tie to NOI and bad-debt
Carry the realistic write-down into the EGI bridge (§3 #4).
Output
An aged delinquency read weighting cash by collectability with the collections focus named.