菜单
Classify a Bermuda (non-insurance) entity into its BMA sector + licence class and resolve its AML/ATF position before any capital/Code/filing advice. Used by `bma-financial-institutions-specialist`. Traverses the BMA decision trees, then the sector files.
默认使用会先检查来源的 Prompt；你也可以切换为直接命令，或下载本地副本。
决定是否安装前，请先阅读 SKILL.md，以及 SkillsMP 当前展示的配套文件。
用 Codex 或 Claude 帮你安装 复制这段 Prompt，粘贴到 Codex、Claude 或其他助手里，让它检查 Skill 页面并帮你完成安装。
直接命令不会经过审查 Prompt；运行前请先检查来源。
npx skills add https://github.com/mcorbett51090/RavenClaude --skill bma-licensing-classification命令会保持在同一行。复制前请横向滚动并检查完整内容。
想先保存到本地？可下载 SkillsMP 当前能够提供的文件。
Route everyday, well-defined work (single-file edits, test-writing, summarization, mechanical refactors, boilerplate) to a cheaper coding agent (Grok or Copilot CLI) instead of doing it in the main Claude session, escalating multi-file/architecture/debugging/security work to Claude. Opt-in via the `cheap_lane:` comfort-posture knob.
Authors, validates and packages a claude.ai Organization Skill — the intake questions, the trigger and scope exercises, then lint, pack and verify against measured platform constraints. Reach for this when someone wants to publish a Skill to their organization, or when an upload was rejected and the reason is unclear.
Drafts a reply to an inbound customer email, grounded in the account record and the published help-centre articles rather than in recall. Use when a customer emails about billing, a renewal or an outage, when a reply must cite current policy, or when a teammate asks for a first draft to edit.
基于 SOC 职业分类
正在显示 SKILL.md
| name | bma-licensing-classification |
| description | Classify a Bermuda (non-insurance) entity into its BMA sector + licence class and resolve its AML/ATF position before any capital/Code/filing advice. Used by `bma-financial-institutions-specialist`. Traverses the BMA decision trees, then the sector files. |
Purpose: Take a Bermuda entity (or a person operating "in or from within Bermuda") and determine, in order, (1) which BMA sector Act governs, (2) which licence class within it, (3) its AML/ATF status, and (4) its filing/fee/supervisory obligations — so every downstream capital/Code/filing answer is computed against the right yardstick. Used by bma-financial-institutions-specialist.
bermuda-insurance-specialist) and NOT for legal/eligibility opinions (counsel)Insurance / reinsurance / captive / ILS → stop and route to bermuda-insurance-specialist. This skill is the non-insurance perimeter only.
Open ../../knowledge/bma/decision-trees.md and traverse the "Which BMA sector + licence applies" tree. Resolve the licensable activity (not the entity's label) → sector Act:
| Activity | Sector Act | Sector file |
|---|---|---|
| Deposit-taking | Banks and Deposit Companies Act 1999 | banking.md |
| Trustee business | Trusts (Regulation of Trust Business) Act 2001 | trust.md |
| Corporate services (for profit) | Corporate Service Provider Business Act 2012 | corporate-services.md |
| Collective investment vehicle | Investment Funds Act 2006 | fund-administration.md |
| Administering funds for others | Fund Administration Provider Business Act 2019 | fund-administration.md |
| Investment business | Investment Business Act 2003 | investment-business.md |
| Money services | Money Service Business Act 2016 | msb-and-digital-assets.md |
| Digital assets | Digital Asset Business Act 2018 | msb-and-digital-assets.md |
A single entity can need multiple licences — resolve each licensable activity separately.
Within the sector, fix the class (it drives capital/net-asset floor + the applicable Code): bank vs deposit company vs restricted (s.14); unlimited vs limited trust (s.11); unlimited vs limited CSP; Authorised vs Registered fund class; Licensed/Class A/Class B/Non-Registrable (investment business); Class T/M/F (digital assets).
Traverse the "Is this entity AML/ATF-regulated" tree in the same decision-trees file. If it carries on a relevant financial-business activity, it is an AML/ATF-regulated financial institution (POCA 1997 + AMLR 2008; BMA supervises under SE Act 2008) — regardless of any licensing exemption. Then pull the operational obligations from aml-atf.md: CDD/EDD (Reg 11/11(1)(aa)), MLRO appointment, risk assessments, FIA reporting. Beneficial ownership: 10% gatekeeper vs 25% statutory (BO Act 2025; RoC-held register).
From supervision-and-filings.md: the periodic filing(s) and cadence for the sector, the annual fee (due 31 March; many non-insurance figures are [unverified]), the change-of-control regime, and any OpRes/cyber code in scope.
Fill the ../../templates/bma-licensing-classification-workpaper.md. State the sector + class + AML status + filing obligations, cite the Act + section for each, and flag every [unverified] pin for confirmation against the primary PDF.
[unverified] in the sector file as if settled.../../knowledge/regulator-finding-severity-triage.md).../../knowledge/bma/decision-trees.md../../templates/bma-licensing-classification-workpaper.md, ../../templates/bma-change-of-control-notification.md../../agents/bma-financial-institutions-specialist.md../../best-practices/bma-classify-the-sector-and-licence-before-you-advise.md, ../../best-practices/bma-a-licensing-exemption-is-not-an-aml-exemption.md