菜单
Use when the user asks to "analyze financials", "revenue model", "unit economics", "pricing analysis", "cost structure", "profitability analysis", "financial projections", "business model economics", or needs financial-metric, revenue-analysis, or economic-viability guidance.
用 Codex 或 Claude 帮你安装 复制这段 Prompt，粘贴到 Codex、Claude 或其他助手里，让它检查 Skill 页面并帮你完成安装。
基于 SOC 职业分类
Unattended, scheduled monitoring of external sources (arXiv, OpenAlex, Crossref, Semantic Scholar, PubMed, bioRxiv/medRxiv, GDELT, Hacker News) for operator-selected current-events DOMAINS (monitoringDomains[], weighted, momentum-ranked, digest output) or for a research topic (the topic-bound special case), gated end to end through a mandatory human Editorial Gate before anything publishes. An OPTIONAL methodology pack (enable the `continuous-monitor` pack AND configure a domain or a topic's continuousMonitoring block). Use this skill when the user wants to enable, inspect, or manually run continuous monitoring for a domain or topic, review a run's digest or candidate recommendations, or check the Continuity Log for a skipped/failed source. Triggers on 'continuous monitoring', 'monitor this domain', 'monitor this topic', 'monitoring digest', 'schedule research monitoring', 'check for new sources', 'run the monitoring pipeline', 'review monitoring recommendations'.
Render surviving research findings into a publishable blog post through the typed findings-to-artifact contract. A first-class harness output (not a pack). Use this skill when the user wants to turn research into a blog post, publish findings, draft an article from the corpus, or write up what the research found. Triggers on 'publish blog', 'blog post from research', 'write up these findings', 'draft an article', 'turn this into a post'.
Render surviving research findings into a book chapter through the typed findings-to-artifact contract. An OPTIONAL channel pack (enable the `book` pack to use it), supporting the full genre range. Use this skill when the user wants to author a book, write a chapter from the research, turn the corpus into long-form, or build a manuscript. Triggers on 'write a book', 'author a chapter', 'book from research', 'turn this into a chapter', 'long-form from the corpus', 'manuscript'.
Create, validate, inspect, and convert MIF ontology definition files. Use when the user asks to: create a new ontology, scaffold an ontology, validate an ontology YAML, inspect ontology contents (entities, traits, relationships, namespaces, discovery patterns), convert between YAML and JSON formats, convert to JSON-LD, or get guidance on MIF ontology structure. Triggers on: "ontology", "create ontology", "validate ontology", "inspect ontology", "convert ontology", "ontology schema", "entity types", "traits", "discovery patterns", "namespace hierarchy".
Render a research topic's entire surviving findings corpus into a COMPLETE Diátaxis documentation set — a reference page per finding, a per-dimension explanation, how-to, and guided tutorial, plus landing/index pages — every page carrying MIF Level-1 frontmatter and a diataxis_type marker. An OPTIONAL channel pack (enable the `diataxis` pack). Use this skill when the user wants documentation for a research topic, a full docs set from the findings, or to publish the corpus as Diátaxis docs. Triggers on 'diataxis docs', 'documentation channel', 'render docs from research', 'document the findings', 'reference and explanation docs', 'generate the docs site'.
Render a topic's surviving findings into an AI-ready, agent-executable architecture spec. A genre-shaping of the artifact -> Markdown pipeline (not a new mechanism) — finding_refs become grounded evidence sections, the goal's completion checks become EARS acceptance criteria, and the artifact sections become the document structure. Use to turn research into a buildable spec a downstream coding agent executes.
| name | financial-analysis |
| description | Use when the user asks to "analyze financials", "revenue model", "unit economics", "pricing analysis", "cost structure", "profitability analysis", "financial projections", "business model economics", or needs financial-metric, revenue-analysis, or economic-viability guidance. |
| version | 0.4.2 |
Evaluate economic viability and business-model health through metrics, projections, and benchmarking.
| Framework | Output Section | Required |
|---|---|---|
| Unit Economics | Unit Economics | yes |
| Revenue Model Classification | Revenue Model | yes |
| Pricing Strategy | Pricing Analysis | yes |
| Cost Structure | Cost Structure | yes |
| Rule of 40 | Profitability Assessment | yes |
<1:1 unsustainable; >5:1 may be under-investing.MRR (recurring revenue), ARR (MRR × 12), ARPU (revenue ÷ customers), NRR ((start MRR + expansion − contraction − churn) ÷ start MRR; target >100%). Growth: MoM, YoY, CAGR = ((End ÷ Start)^(1/years)) − 1.
| Model | Key Metrics | Trend |
|---|---|---|
| Subscription (SaaS) | MRR, ARR, churn, NRR | INC |
| Usage-Based | usage growth, ARPU, expansion | INC |
| Transactional | volume, take rate, AOV | CONST |
| Marketplace | GMV, take rate, liquidity | CONST |
| Enterprise Licensing | deal size, renewal, services % | DEC |
| Strategy | Description | Best For |
|---|---|---|
| Cost-plus | cost + margin | commodities |
| Value-based | % of customer value | differentiated products |
| Competitive | relative to alternatives | crowded markets |
| Penetration | low to gain share | new entrants |
| Premium | high for positioning | luxury/enterprise |
Pricing power: Strong (increases stick, low churn), Moderate (some sensitivity), Weak (commodity, price-driven).
Fixed (rent, salaries, infra → operating leverage), variable (COGS, commissions, hosting → scales with revenue), semi-variable (support, marketing). Gross margin norms: SaaS 70-85%, services 30-50%, marketplace varies by take rate. High fixed + low variable = high operating leverage (good growing, risky declining).
| Metric | Formula | Benchmark |
|---|---|---|
| Gross Margin | (Rev − COGS) / Rev | 70%+ SaaS |
| Operating Margin | Op. Income / Rev | 20%+ mature |
| Net Margin | Net Income / Rev | 10%+ profitable |
Rule of 40 (SaaS) — Growth % + Profit Margin % ≥ 40. Growing 50% allows −10% margin; growing 20% needs 20% margin; below 40 is an investor concern.
| Metric | Early | Growth | Scale |
|---|---|---|---|
| Growth Rate | >100% | 50-100% | 20-50% |
| Gross Margin | 60%+ | 70%+ | 75%+ |
| NRR | >100% | >110% | >120% |
| LTV:CAC | >3:1 | >3:1 | >4:1 |
| Payback | <18mo | <12mo | <12mo |
Scenario table (Bear < Base < Bull on growth, margin, cash position).
Render financial trend and projection charts (revenue, cost, cash flow over time) as a
Mermaid xychart-beta. Any figure, chart, or diagram is rendered as a fenced Mermaid
code block (a mermaid info-string fence), never ASCII art, an image link, or
Graphviz/DOT; a required figure is never silently omitted — if the data cannot support
it, say so in prose. Plain tabular matter stays a Markdown table.
## Financial Analysis Summary
### Business Model [type, revenue streams, pricing strategy]
### Key Metrics [table: value | benchmark | assessment]
### Unit Economics [CAC, LTV, payback, LTV:CAC]
### Trend Indicators [revenue / margin / unit-economics: INC/DEC/CONST]
### Financial Health Assessment
### Projections [3-year scenarios]
### Recommendations
High = public financial data (filings, earnings) with 2+ quarters. Medium = credible analyst estimates or partial public data. Low = proxy-estimated or single data point. Cross-reference sizing (market size validates revenue potential) and competitive (competitor revenue/pricing). Alert on LTV:CAC < 1, revenue-model mismatch, or margin compression threatening viability. Distinguish reported vs. estimated figures and note data recency.