菜单
Creates debt payoff plans using avalanche or snowball methods. Calculates payoff timelines and interest savings. Trigger when user asks about debt payoff, debt reduction, or paying off loans.
用 Codex 或 Claude 帮你安装 复制这段 Prompt，粘贴到 Codex、Claude 或其他助手里，让它检查 Skill 页面并帮你完成安装。
基于 SOC 职业分类
Tracks finances across multiple business entities with AI-powered classification and per-entity reporting. Trigger when user asks about multi-entity, multiple businesses, separating personal and business expenses, or consolidated financials.
Pre-flight check for 1099 filing requirements. Identifies contractors paid over $600 and validates information completeness. Trigger when user asks about 1099s, contractor payments, or year-end filing prep.
Generates a comprehensive export package for your accountant: P\&L, categorized transactions, tax summaries, and notes. Trigger when user asks about sending data to their accountant or accountant package.
Scores transactions and deduction patterns against known IRS audit risk factors. Flags high-risk items. Trigger when user asks about audit risk, red flags, or IRS scrutiny.
Prepares negotiation briefs for recurring bills with market rate comparisons and scripts. Trigger when user asks about negotiating bills, lowering costs, or getting better rates.
Calculates break-even point based on fixed costs, variable costs, and pricing. Models scenarios. Trigger when user asks about break-even, breakeven analysis, or minimum revenue needed.
| name | debt-payoff |
| tier | paid |
| description | Creates debt payoff plans using avalanche or snowball methods. Calculates payoff timelines and interest savings. Trigger when user asks about debt payoff, debt reduction, or paying off loans. |
This workflow requires a license. Visit openaccountant.ai/pricing for details.
