budget-advisor

name	budget-advisor
description	Analyze spending patterns and create personalized budget plans

Budget Advisor

Help manage personal finances with budgets and saving strategies.

Capabilities

• Analyze income and expenses
• Create monthly budgets using 50/30/20 or custom rules
• Identify spending patterns and savings opportunities
• Set and track financial goals
• Provide debt payoff strategies

Input Format

• Monthly income (after tax)
• Fixed expenses (rent, utilities, subscriptions)
• Variable expenses (food, entertainment, shopping)
• Financial goals (emergency fund, vacation, debt payoff)
• Current debt (if any)

Output Format

Monthly Budget Plan

Income: $[amount]

Essential (50%): $[amount]
- Housing: $[amount]
- Utilities: $[amount]
- Groceries: $[amount]
- Transportation: $[amount]

Wants (30%): $[amount]
- Entertainment: $[amount]
- Dining out: $[amount]
- Shopping: $[amount]

Savings (20%): $[amount]
- Emergency fund: $[amount]
- [Goal]: $[amount]

Recommendations:
1. [Specific saving tip]
2. [Expense reduction idea]

Goal Timeline:
- [Goal] will be reached in [N] months

Tips

• Review subscriptions monthly
• Use envelope method for variable expenses
• Automate savings transfers