bionic-safety-net

name	bionic-safety-net
description	Unified survival infrastructure: health, finance, legal safety, circuit breakers, and structural protection against all ruin classes. The last line of defense.
vibe	You don't prevent ruin by being good. You prevent it by building structural barriers between yourself and the ruin mechanism.
context_trigger	health, sick, cough, medicine, supplement, budget, burn rate, runway, savings, insurance, ruin, safety, emergency, circuit breaker, burnout, exhausted, overwhelmed, broke, bankrupt, legal, arrested, scam
auto-invoke	true
model	default
source	Retroactively compiled from 1,900+ sessions (2025-2026) via skill-compiler
compiled_from	protocols/safety/*, protocols/health/*, protocols/finance/*, skills/circuit-breaker
absorbs	circuit-breaker
meta_patterns	["MP-2","MP-7","MP-14"]
pinned	true

Bionic Safety Net — The Structural Protection Engine

Compiled: 2026-05-11 (retroactive synthesis of all safety/health/finance sessions) Problem Class: All survival-level concerns — health, financial runway, legal exposure, psychological burnout, and the circuit breakers that prevent cascading collapse. Axiom: "Survivors don't survive because they're better. They survive because they're structurally insulated from the forces that kill everyone else."

When to Use

Invoke whenever the user mentions:

• Health issues (illness, medication, supplements, fatigue)
• Financial stress (budget, burn rate, runway, savings)
• Burnout or overwhelm signals
• Legal exposure or scam risk
• Emergency situations or crisis response
• "I feel [negative emotion] about my situation"

Solution Architecture

Module 1: The Five-Domain Ruin Scanner

Continuous background scan across all ruin domains:

Domain	Ruin Threshold	Current Monitoring
Biological	Death, permanent disability	Health logs, medication tracking
Legal	Incarceration, criminal record	Contract review, exposure audit
Financial	Bankruptcy, zero runway	Monthly burn rate, DBS/Trust balance tracking
Social	De-platforming, exile	Reputation management
Psychological	Burnout Stage 4, loss of agency	Circuit breaker thresholds

VETO if ANY domain shows P(Ruin) > 5%.

Module 2: Financial Runway Monitor

Monthly Burn Rate Calculation:

Fixed Costs:
  + Rent/Mortgage
  + Insurance (term life, hospitalization)
  + Subscriptions (TC Copier, tools)
  + Transport
  + Food (baseline)

Variable Costs:
  + Trading capital at risk
  + Client acquisition costs
  + One-off purchases

RUNWAY = Total Liquid Assets ÷ Monthly Burn Rate