declared-value-audit-risk

name	declared-value-audit-risk
description	Use when setting declared value on submission form. Egregious under-declares trigger grader audits.

Declared Value Audit Risk

Graders sample-audit declared values. Under-declare too low = audit hold. Over-declare too high = unnecessary fee.

Audit triggers

1. Declared value 50%+ below recent PSA 9 comp mid
2. Customer history of repeated under-declares
3. Card grades out at value 5×+ declared
4. Customer is on flag list (previous audit issues)

Audit consequences

1. Hold on grading (1-4 week delay)
2. Adjusted tier with surcharge (difference between submitted tier and corrected tier)
3. Account restriction for repeat offenders (warning then suspension)
4. Possible mandatory tier upgrade going forward

Safe declared values

Use this rule: declared value = PSA 9 comp mid for that card.

Examples:

• 2018 Topps Chrome Acuña RC: PSA 9 comp $80, declared $80
• 1986 Fleer Jordan: PSA 9 comp $30K, declared $30K
• 1952 Topps Mantle: PSA 9 comp $5M, declared $5M

Under-declare only if you have documentation justifying lower value.

Where this fits in the X3 empire

Concierge tool computes safe declared value automatically.