card-funding-risk
Analyzes Stripe payment method funding types — prepaid, debit, credit, unknown — across active and past_due subscriptions. Use when the user mentions "prepaid cards", "virtual cards", "disposable cards", "debit churn", or "block card types". Pair with radar-fraud-rules for blocking rules.
معلومات المصدر
- المستودع
- appeeky/stripe-skills
- آخر نشاط في المصدر
- ١٩ يوليو ٢٠٢٦ في ١٠:١٠
- لغة SKILL.md المكتشفة
- الإنجليزية
- النجوم
- ٥
- التفرعات
- ١
خيارات التثبيت
يُحدَّد Prompt الذي يراجع المصدر أولًا بشكل افتراضي. يمكنك التبديل إلى أمر مباشر أو تنزيل نسخة محلية.
مراجعة ملفات المصدر
اقرأ SKILL.md وأي ملفات مرافقة يعرضها SkillsMP قبل أن تقرر التثبيت.
عرض SKILL.md
SKILL.md
تعليمات المصدر · معاينة للقراءة فقط- name
- card-funding-risk
- description
- Analyzes Stripe payment method funding types — prepaid, debit, credit, unknown — across active and past_due subscriptions. Use when the user mentions "prepaid cards", "virtual cards", "disposable cards", "debit churn", or "block card types". Pair with radar-fraud-rules for blocking rules.
- metadata
- {"version":"1.0.0"}
# Card Funding Risk
## Stripe MCP Setup
Requires **Stripe MCP** connected via OAuth or restricted key. Docs: https://docs.stripe.com/mcp
1. `GetMcpTools` with `server: "user-Stripe"` (or `plugin-stripe-stripe`) before any call
2. Prefer `stripe_api_search` → `stripe_api_details` → `stripe_api_read` for list/retrieve
3. **Always paginate** — `limit: 100`, follow `has_more` with `starting_after`
4. Amounts are in **cents** unless noted
5. Never expose secret keys in output
## Workflow
1. Paginate `GetSubscriptions` — statuses: `active`, `past_due`, `trialing`
2. Expand `data.default_payment_method`
3. Read `payment_method.card.funding`: `credit` | `debit` | `prepaid` | `unknown`
4. Cross-tab: funding × status (active vs past_due)
## MRR Normalization
Same as `mrr-arr-snapshot` — report prepaid/debit MRR separately.
## Blocking Options
| Approach | Catches | Misses |
|----------|---------|--------|
| Radar: `Block if :card_funding: = 'prepaid'` | Prepaid, many disposable | Virtual debit |
| Radar: 3DS on new cards | Fraud, some disposable | Low-balance debit |
| Webhook reject on `prepaid` | Post-checkout cleanup | After first charge |
Requires **Radar for Fraud Teams** for custom rules.
## Output Template
```
Card Funding Audit
| Status | Credit | Debit | Prepaid | Unknown |
|--------|--------|-------|---------|---------|
Past due with prepaid: [n] / [total past_due]
Active with prepaid: [n] / [total active]
Prepaid subs (detail):
| sub | last4 | country | MRR |
Recommendation: [block prepaid / 3DS / monitor debit past_due rate]
```
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