card-funding-risk
Analyzes Stripe payment method funding types — prepaid, debit, credit, unknown — across active and past_due subscriptions. Use when the user mentions "prepaid cards", "virtual cards", "disposable cards", "debit churn", or "block card types". Pair with radar-fraud-rules for blocking rules.
Quellinformationen
- Repository
- appeeky/stripe-skills
- Letzte Quellaktivität
- 19. Juli 2026 um 10:10
- Erkannte Sprache von SKILL.md
- Englisch
- Sterne
- 5
- Forks
- 1
Installationsoptionen
Standardmäßig ist der Prompt ausgewählt, der zuerst die Quelle prüft. Sie können zu einem direkten Befehl wechseln oder eine lokale Kopie herunterladen.
Quelldateien prüfen
Lesen Sie SKILL.md und alle von SkillsMP angezeigten Begleitdateien, bevor Sie sich für eine Installation entscheiden.
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SKILL.md
Quellanweisungen · Schreibgeschützte Vorschau- name
- card-funding-risk
- description
- Analyzes Stripe payment method funding types — prepaid, debit, credit, unknown — across active and past_due subscriptions. Use when the user mentions "prepaid cards", "virtual cards", "disposable cards", "debit churn", or "block card types". Pair with radar-fraud-rules for blocking rules.
- metadata
- {"version":"1.0.0"}
# Card Funding Risk
## Stripe MCP Setup
Requires **Stripe MCP** connected via OAuth or restricted key. Docs: https://docs.stripe.com/mcp
1. `GetMcpTools` with `server: "user-Stripe"` (or `plugin-stripe-stripe`) before any call
2. Prefer `stripe_api_search` → `stripe_api_details` → `stripe_api_read` for list/retrieve
3. **Always paginate** — `limit: 100`, follow `has_more` with `starting_after`
4. Amounts are in **cents** unless noted
5. Never expose secret keys in output
## Workflow
1. Paginate `GetSubscriptions` — statuses: `active`, `past_due`, `trialing`
2. Expand `data.default_payment_method`
3. Read `payment_method.card.funding`: `credit` | `debit` | `prepaid` | `unknown`
4. Cross-tab: funding × status (active vs past_due)
## MRR Normalization
Same as `mrr-arr-snapshot` — report prepaid/debit MRR separately.
## Blocking Options
| Approach | Catches | Misses |
|----------|---------|--------|
| Radar: `Block if :card_funding: = 'prepaid'` | Prepaid, many disposable | Virtual debit |
| Radar: 3DS on new cards | Fraud, some disposable | Low-balance debit |
| Webhook reject on `prepaid` | Post-checkout cleanup | After first charge |
Requires **Radar for Fraud Teams** for custom rules.
## Output Template
```
Card Funding Audit
| Status | Credit | Debit | Prepaid | Unknown |
|--------|--------|-------|---------|---------|
Past due with prepaid: [n] / [total past_due]
Active with prepaid: [n] / [total active]
Prepaid subs (detail):
| sub | last4 | country | MRR |
Recommendation: [block prepaid / 3DS / monitor debit past_due rate]
```
Auf GitHub ansehen