foreclosure-proceedings-summary

name	foreclosure-proceedings-summary
title	Foreclosure Proceedings Summary
description	Generates structured chronological summaries of U.S. foreclosure proceedings from case documents. Extracts parties, property, loan info, procedural timeline, judicial decisions, deadlines, and current status. Flags bankruptcy stays, loss mitigation holds, standing challenges, RESPA/TILA issues, and procedural irregularities. Distinguishes judicial vs. non-judicial procedures. Use when summarizing foreclosure case posture for lender representation, borrower defense, or real estate transactions affected by pending foreclosure.
author	CaseMark
author_url	https://github.com/CaseMark/skills/tree/main/skills/legal/foreclosure-proceedings-summary
license	Apache-2.0
version	0.1.0
execution_mode	open
jurisdiction	us
practice	real-estate
language	en

Foreclosure Proceedings Summary

Produces a structured case summary from foreclosure documents for rapid attorney review of procedural posture, deadlines, and next steps.

Required Inputs

1. Court filings — complaint/petition, summons, proof of service, answer, motions, orders
2. Notices — notice of default, notice of sale, notice to occupants/junior lienholders
3. Loan documents — promissory note, mortgage/deed of trust, payment history
4. Orders and judgments — scheduling orders, judgment of foreclosure, sale confirmation
5. Bankruptcy filings or loss mitigation correspondence, if applicable

Quick Start

1. Identify foreclosure type (judicial vs. non-judicial) and applicable state
2. Extract case overview fields into the Case Overview table
3. Build chronological procedural timeline from filings
4. Catalog all judicial decisions with reasoning and impact
5. Compile critical deadlines with current status
6. Assess current posture, immediate actions, and projected timeline
7. Run the Flags & Issues checklist

Output Structure

1. Case Overview

Field	Detail
Court & Case No.
Plaintiff/Lender
Defendant/Borrower
Property Owner (if different)
Property Description	Legal description + address
Original Loan Amount & Date
Amount in Default
Foreclosure Type	Judicial / Non-Judicial

2. Procedural Timeline

Chronological table of all significant events:

Date	Event	Legal Significance
	Initial default
	Notice of default issued
	Complaint filed / Trustee's sale recorded
	Service of process completed
	Answer / responsive pleadings
	Motions (MTD, MSJ, etc.)