investment-proposal

name	investment-proposal
description	Use this skill when pitching new clients or presenting a new investment strategy
executor	LLM_BEHAVIOR
skill_id	finance.wealth_management.investment_proposal_3
status	ADOPTED
security	{"level":"high","pii":false,"approval_required":true}
anchors	["finance"]
input_schema	[{"name":"code_or_task","type":"string","description":"Code snippet, script, or task description to process","required":true},{"name":"context","type":"string","description":"Additional context or background information","required":false}]
output_schema	[{"name":"plan","type":"string","description":"Strategic plan or design document"},{"name":"next_steps","type":"array","description":"List of recommended next steps"}]

Investment Proposal

description: Create professional investment proposals for prospective clients. Covers the firm's approach, proposed allocation, expected outcomes, and fee structure. Use when pitching new clients or presenting a new investment strategy. Triggers on "investment proposal", "prospect presentation", "pitch new client", "proposal for [client]", or "new client presentation".

Workflow

Step 1: Prospect Context

Gather:

• Prospect name and household details
• Current situation: Existing advisor? Self-directed? What prompted the meeting?
• Assets: Estimated AUM, account types, current holdings (if shared)
• Goals: Retirement, wealth preservation, growth, income, education, estate
• Risk tolerance: Conservative, moderate, aggressive (or questionnaire score)
• Constraints: ESG preferences, concentrated stock, illiquidity needs
• Fee sensitivity: What are they paying now?
• Competition: Who else are they considering?

Step 2: Proposal Structure

I. About Our Firm (1 page)

• Firm overview, history, AUM
• Investment philosophy (in plain English)
• Team bios (relevant to this client)
• Client service model (how often do we meet, who do they call)

II. Understanding Your Needs (1 page)

• Restate their goals and concerns — show you listened
• Key planning considerations identified in discovery
• What success looks like for them

III. Proposed Investment Strategy (2-3 pages)

• Recommended asset allocation with rationale
• How allocation maps to their goals and risk tolerance
• Investment vehicles (ETFs, mutual funds, individual securities, alternatives)
• Tax-aware strategy (asset location, tax-loss harvesting)

Proposed allocation:

Asset Class	Allocation	Vehicle	Rationale

IV. Expected Outcomes (1-2 pages)

• Projected growth scenarios (conservative, moderate, optimistic)
• Monte Carlo probability of meeting goals
• Income projections (if retirement or income-focused)