| name | investment-proposal |
| description | Use this skill when pitching new clients or presenting a new investment strategy |
| executor | LLM_BEHAVIOR |
| skill_id | finance.wealth_management.investment_proposal_3 |
| status | ADOPTED |
| security | {"level":"high","pii":false,"approval_required":true} |
| anchors | ["finance"] |
| input_schema | [{"name":"code_or_task","type":"string","description":"Code snippet, script, or task description to process","required":true},{"name":"context","type":"string","description":"Additional context or background information","required":false}] |
| output_schema | [{"name":"plan","type":"string","description":"Strategic plan or design document"},{"name":"next_steps","type":"array","description":"List of recommended next steps"}] |
Investment Proposal
description: Create professional investment proposals for prospective clients. Covers the firm's approach, proposed allocation, expected outcomes, and fee structure. Use when pitching new clients or presenting a new investment strategy. Triggers on "investment proposal", "prospect presentation", "pitch new client", "proposal for [client]", or "new client presentation".
Workflow
Step 1: Prospect Context
Gather:
- Prospect name and household details
- Current situation: Existing advisor? Self-directed? What prompted the meeting?
- Assets: Estimated AUM, account types, current holdings (if shared)
- Goals: Retirement, wealth preservation, growth, income, education, estate
- Risk tolerance: Conservative, moderate, aggressive (or questionnaire score)
- Constraints: ESG preferences, concentrated stock, illiquidity needs
- Fee sensitivity: What are they paying now?
- Competition: Who else are they considering?
Step 2: Proposal Structure
I. About Our Firm (1 page)
- Firm overview, history, AUM
- Investment philosophy (in plain English)
- Team bios (relevant to this client)
- Client service model (how often do we meet, who do they call)
II. Understanding Your Needs (1 page)
- Restate their goals and concerns — show you listened
- Key planning considerations identified in discovery
- What success looks like for them
III. Proposed Investment Strategy (2-3 pages)
- Recommended asset allocation with rationale
- How allocation maps to their goals and risk tolerance
- Investment vehicles (ETFs, mutual funds, individual securities, alternatives)
- Tax-aware strategy (asset location, tax-loss harvesting)
Proposed allocation:
| Asset Class | Allocation | Vehicle | Rationale |
|---|
| | | |
IV. Expected Outcomes (1-2 pages)
- Projected growth scenarios (conservative, moderate, optimistic)
- Monte Carlo probability of meeting goals
- Income projections (if retirement or income-focused)
