| name | first-responder-program-finder |
| description | Use when an agent needs to navigate the FirstResponderHomePrograms website UI to find statewide verified programs, under-review signals, free deeper-opportunity teasers, or paid Research Vault and workspace information. |
FirstResponder Program Finder
Use this skill when the task is about using the website UI of https://firstresponderhomeprograms.com/, not when the task is about editing the codebase or calling internal APIs directly.
Core framing
The site is:
- a neutral information site
- not a lender
- free for statewide verified program discovery
- layered so local, specialty, and deeper research can sit behind the paid workspace
It mainly helps answer:
- whether a state has verified statewide options
- which official options fit a state and role
- the support type, amount, and repayment structure
- whether there are under-review official signals
- whether the state has deeper opportunities beyond the free layer
- how a paid user should use the private workspace
Workflow
- Decide whether the user needs:
- free statewide verified information
- under-review information
- deeper/local/specialty information
- private workspace features
- For normal public discovery, start with the homepage finder.
- For state-level overview, go to the state page.
- For full rules, official documents, and official options, open the program detail page.
- If the finder shows
0 verified matches, do not stop there. Check:
- whether
Support type should be reset to Any
- whether
Repayment should be reset to Any
- whether under-review signals exist
- whether the state has deeper opportunities
- If the task needs local, specialty, employer, pension, or full research records, move into the paid workspace flow.
- Keep these layers distinct:
VerifiedUnder reviewDeeper opportunities teaserResearch Vault
Quick rules
- On the homepage finder,
State and Role are required.
Support type and Repayment are optional.State accepts:
- full state names
- two-letter abbreviations
- case-insensitive input
- Verified results appear first.
- Under-review signals are expanded separately.
- Deeper opportunities are shown as a teaser in the free layer, not as free detailed records.
- If there are no verified matches:
- try clearing optional filters
- check under-review signals
- check the deeper-opportunities teaser
- Do not present the site as:
- an instant quote tool
- an underwriting tool
- a pre-approval tool
- a lender recommender
Free layer
Read references/free-finder-and-state-pages.md before answering detailed navigation questions.
Use the free layer for:
- homepage search
- state-level verified discovery
- official option review
- under-review summaries
- official document links
- free deeper-opportunities teaser counts and categories
Homepage finder
Path:
Best for:
- "Texas firefighter home loans"
- "Connecticut first responder mortgage help"
- "Ohio EMT down payment assistance"
Recommended agent path:
- enter state
- enter role
- optionally set support type and repayment
- click
Search
- review verified results first
- expand under-review signals if needed
- inspect deeper teaser if present
State pages
Examples:
/states/connecticut//states/texas/
State pages help the agent answer:
- how many verified statewide programs the state has
- whether under-review signals exist
- whether deeper opportunities exist
- what governance/review status the page carries
Program pages
Program pages are for:
- amount or structure
- who qualifies
- support type
- repayment / forgiveness / triggers
- official documents
- official option matrix
If a finder row represents an official option, the program detail page may already open with the matching option highlighted.
Paid layer
Read references/paid-decision-pack-workspace.md before explaining paid access.
The paid layer is centered on:
Decision PackAccountWorkspaceResearch Vault
Sign-in entry
Anonymous users:
- should see
Sign in
- may encounter an auth modal first
- can also use:
/account/sign-in//account/register//account/forgot-password/
Supported account paths:
- Google sign-in
- email registration and email/password sign-in
Workspace entry
Signed in, not purchased:
- header should usually show
Account
- primary page is
/account/
Active paid user:
- header should usually show
Workspace
- primary page is
/account/workspace/
What the paid user can access
The paid workspace can include:
Research VaultSaved scenariosSaved programsSaved opportunitiesComparisonsConflict checksQuestion kitAction checklistReminder settings
The Research Vault is not just a list of verified programs. It may include:
Current opportunitiesNeeds judgmentHistorical / blockedResearch notes
Agents should say clearly:
- these are research records
- not every record is a verified, broadly available current program
- conditional, historical, and blocked records require direct source review and user judgment
When to use this site
Good fit:
- starting from statewide verified programs
- reviewing official options
- explaining under-review signals
- showing whether a state has deeper opportunities
- guiding paid users into the workspace
Bad fit:
- instant mortgage quotes
- lender underwriting decisions
- definitive eligibility promises
- monthly payment calculations
Recommended language
Prefer:
verifiedunder reviewdeeper opportunities teaserResearch Vaultofficial optionofficial documents
Avoid:
- "the site has confirmed you qualify"
- "this is the lender's approval result"
- "all records are equivalent programs"
Minimal answer template
When a user asks how to use the site, the safest short answer is:
- Start on the homepage and enter
State and Role.
- Review
Verified matches first.
- If there are
0 verified matches, reset Support type and Repayment back to Any.
- Then expand
under-review signals.
- Then check
Deeper opportunities in this state.
- Open the state page for statewide overview.
- Open the program detail page for rules and official documents.
- Use the paid workspace only when local, specialty, or deeper research detail is needed.
