cashflow-plan

name	cashflow-plan
description	Plan upcoming cash flow so known obligations and priorities have explicit funding.

Cashflow Plan

Use when this capability directly owns the requested outcome.

Procedure

1. List expected inflows and dated outflows for the planning window.
2. Protect essentials and required payments first.
3. Allocate remaining funds to savings, debt reduction, and discretionary priorities according to the user's goals.
4. Flag timing gaps early rather than relying on optimistic averages.

Output standard

Give a concrete result, decision aid, or next action. Keep assumptions visible and hand off work outside this skill's domain.