| name | betterment |
| description | View automated portfolio, track goals, monitor cash reserve, and check tax coordination on Betterment |
| category | finance |
Betterment Skill
Overview
Enables Claude to access Betterment to view robo-advisor managed portfolios, track goal-based investing progress, check cash reserve balances, and review tax-smart features.
Quick Install
curl -sSL https://canifi.com/skills/betterment/install.sh | bash
Or manually:
cp -r skills/betterment ~/.canifi/skills/
Setup
Configure via canifi-env:
canifi-env set BETTERMENT_EMAIL "your-email@example.com"
Privacy & Authentication
Your credentials, your choice. Canifi LifeOS respects your privacy.
Option 1: Manual Browser Login (Recommended)
If you prefer not to share credentials with Claude Code:
- Complete the Browser Automation Setup using CDP mode
- Login to the service manually in the Playwright-controlled Chrome window
- Claude will use your authenticated session without ever seeing your password
Option 2: Environment Variables
If you're comfortable sharing credentials, you can store them locally:
canifi-env set SERVICE_EMAIL "your-email"
canifi-env set SERVICE_PASSWORD "your-password"
Note: Credentials stored in canifi-env are only accessible locally on your machine and are never transmitted.
Capabilities
- View investment account balances and allocation
- Check Cash Reserve balance and interest
- Track individual goal progress
- Monitor tax-loss harvesting activity
- Review portfolio allocation and drift
- Check dividend reinvestment status
Usage Examples
Example 1: Check Goals
User: "How are my Betterment goals doing?"
Claude: I'll check your Betterment goals.
- Opens betterment.com via Playwright MCP
- Logs into account
- Returns goal summary:
- Retirement: $156,789 (85% funded)
- Safety Net: $25,000 (100%, complete)
- Vacation Fund: $4,567 (45%)
- General Investing: $34,567
- Total invested: $220,923
- Cash Reserve: $15,000 (4.50% APY)
Example 2: View Allocation
User: "What's my portfolio allocation?"
Claude: I'll show your portfolio breakdown.
- Navigates to portfolio details
- Retirement goal allocation (90% stocks):
- US Stocks: 38%
- Developed Markets: 25%
- Emerging Markets: 12%
- US Bonds: 15%
- International Bonds: 10%
- Tax-coordinated: Yes
- Last rebalance: 3 days ago
Example 3: Check Tax Features
User: "Has Betterment done tax-loss harvesting?"
Claude: I'll review your tax activity.
- Navigates to tax section
- Tax-loss harvesting this year: $2,890
- Estimated tax savings: $723
- Tax-coordinated placement: Active
- Bonds in IRA (tax-efficient)
- Stocks in taxable (for LTCG rates)
- Charitable giving pending: None
Authentication Flow
- Navigate to betterment.com via Playwright MCP
- Enter email address
- Enter password
- Handle 2FA via SMS or authenticator
- Verify goal dashboard loads
- Maintain session for account access
Error Handling
- Login Failed: Retry, check credentials
- 2FA Required: Complete verification flow
- Account Restricted: Direct to support
- Session Expired: Re-authenticate automatically
- Rate Limited: Wait 2 minutes, retry
- Goal Sync: Wait for allocation updates
Self-Improvement Instructions
After each interaction:
- Track goal progress queries
- Note tax feature usage
- Log allocation preferences
- Document UI changes
Suggest updates when:
- Betterment updates interface
- New goal types added
- Cash Reserve rates change
- Tax features update
Notes
- Claude CANNOT make deposits or trades
- All access is read-only for security
- Betterment is goal-based robo-advisor
- Cash Reserve is high-yield savings
- Tax-loss harvesting automatic
- Tax-coordinated placement optimizes across accounts
- Flexible portfolio options available
