review-claims-leakage

name	review-claims-leakage
description	Read indemnity leakage, LAE, and cycle time as managed metrics, not minimized payout, to find the controllable gap. Reach for this on a claims-cost question.

Skill: Review claims leakage

Claims is judged on accurate, fast resolution and leakage.

Step 1 — Measure leakage

Indemnity leakage across reserving, settlement, and recovery (§3 #7).

Step 2 — Read LAE and cycle time

Loss-adjustment expense and resolution speed.

Step 3 — Find the controllable gap

Separate controllable leakage from the loss itself.

Step 4 — Tie to reserves

Flag reserve adequacy as the truth behind the result (§3 #5).

Output

A leakage read, LAE/cycle-time context, the controllable gap, and a reserve-adequacy flag.