skills

Calculate break-even revenue by separating fixed and variable costs.

Project future cash flow using historical trends and recurring patterns.

Analyze revenue and costs per client to find your most profitable accounts.

Monitor 1099 contractor payments and flag $600 threshold.

Track unpaid invoices by age bucket and flag overdue payments.

Run a monthly bookkeeping close checklist with reconciliation.

Manage finances across multiple businesses or legal entities.

Import PayPal CSV exports with fee, refund, and currency handling.

Analyze pricing against costs and margins to optimize profitability.

Generate a profit and loss statement for any date range.

Track rental income, expenses, ROI, and cap rate per property.

Assess client concentration risk using revenue share and Herfindahl index.

Calculate months of cash runway at current burn rate.

Detect seasonal revenue and expense patterns across 12+ months of data.

Import Square sales CSV exports with tips, refunds, and fee handling.

Import Stripe payment CSV exports with charges, fees, and refund handling.

Reconcile Venmo business transactions and separate personal from business.

Import Wise (TransferWise) CSV exports with multi-currency handling.

Track charitable donations and estimate their tax deduction value.

Build avalanche or snowball debt payoff plans with payment schedules.

Calculate emergency fund target and track savings progress toward it.

Set savings goals with timelines and track monthly progress toward them.

Find insurance payments, total annual premiums, and compare to benchmarks.

Detect spending increases across categories over 6-12 months.

Calculate net worth from assets and liabilities with a formatted statement.

Generate a categorized spending breakdown with month-over-month trends.

Estimate state income tax liability based on income and state of residence.

Find recurring subscriptions, calculate total cost, and flag unused ones.

Estimate IRS underpayment penalties for missed quarterly tax payments.

Allocate every dollar of income to a category using zero-based budgeting.

Connect bank accounts for automatic transaction import via Plaid.

Build custom financial reports with user-defined date ranges and categories.

Track asset depreciation using MACRS schedules and Section 179 expensing.

Find recurring expenses and subscriptions to cut or reduce.

Calculate home office deduction using simplified or actual expense method.

Import transactions from CSV, OFX, or QIF bank exports and deduplicate.

Track business mileage and calculate IRS standard mileage deduction.

Generate a monthly financial summary with metrics, trends, and anomalies.

Estimate quarterly tax payments using income totals and safe harbor rules.

Determine sales tax obligations by state based on economic nexus thresholds.