| name | income-verification-summary |
| title | Income Verification Summary |
| description | Produces court-ready income verification reports from tax returns, W-2s, 1099s, and paystubs for loss-of-income claims, wage and hour disputes, and employment discrimination matters. Generates traceable multi-year wage histories, trend analysis, anomaly flags, and damage-ready financial narratives. Use during discovery or pre-trial to prove damages, establish baseline earning capacity, or support FLSA overtime calculations. Trigger keywords: income verification, wage history, W-2 analysis, earning capacity, FLSA overtime, lost wages, income loss, paystub review, tax return summary. |
| author | CaseMark |
| author_url | https://github.com/CaseMark/skills/tree/main/skills/legal/income-verification-summary |
| license | Apache-2.0 |
| version | 0.1.0 |
| execution_mode | open |
| jurisdiction | us |
| practice | employment |
| language | en |
| tags | ["analysis","litigation","summarization","summary"] |
Income Verification Summary
Convert raw financial documents into a court-ready income verification report with traceable figures, trend analysis, and damage-relevant conclusions.
Prerequisites
- Tax returns — at least 2-4 years; note filing status changes across years
- W-2s / 1099s — all employers and income sources for each year
- Paystubs — full period preferred; flag if incomplete
- Schedule C / business returns — for self-employed subjects
- Case context — claim type (personal injury, wrongful termination, FLSA, discrimination), relevant dates, claimant role
Output Structure / Process
1) Executive Summary
Narrative paragraph covering: subject's occupation, employment structure, income trajectory, and headline financial impact. Include specific dollar figures and connect income changes to documented events.
2) Multi-Year Income Table
| Tax Year | Filing Status | AGI | W-2 Wages | Self-Emp. Net | Other Income | Notes |
|---|
| YYYY | | | | | | |
Follow with narrative explaining inflection points and year-over-year growth rates.
3) Employment and Income Source Analysis
W-2 employees:
| Element | Detail |
|---|
| Employer / title / dates | Per W-2 and paystubs |
| Compensation breakdown | Base wage, overtime, bonuses, commissions, shift differentials |
| Hourly calculation | Rate x hours from paystubs |
| Lost non-wage benefits | Health insurance, retirement contributions |
Self-employed:
| Element | Detail |
|---|
| Business type | Schedule C gross receipts vs. net profit by year |
| Margin trend | Net profit margin year-over-year |
| Subcontractor costs | Flag spikes post-injury (suggests inability to self-perform) |
| Cash receipts | If no 1099 corroboration, flag for bank deposit analysis |
All sources: Distinguish earned income (wages, self-employment) from passive (investment, rental, disability, Social Security). Earned income drives earning-capacity damages.
