snda-agreement

name	snda-agreement
title	SNDA Agreement
description	Drafts a tri-party Subordination, Non-Disturbance, and Attornment Agreement (SNDA) for commercial real estate. Use when a lender requires lease subordination, a tenant needs foreclosure protection, or parties are negotiating non-disturbance terms in new financing, refinancing, or lease priority disputes.
author	CaseMark
author_url	https://github.com/CaseMark/skills/tree/main/skills/legal/snda-agreement
license	Apache-2.0
version	0.1.0
execution_mode	open
jurisdiction	us
practice	real-estate
language	en
tags	["agreement","drafting","transactional"]

SNDA Agreement

Draft an SNDA that subordinates the lease to the lender's lien, protects tenant possession on foreclosure, and requires attornment to the successor landlord.

Prerequisites

1. Executed lease, all amendments, and any recorded memorandum of lease.
2. Loan documents: note, mortgage/deed of trust, loan agreement, recording data.
3. Property legal description and common address; confirm leased premises fall within mortgaged property.
4. Party legal names, entity types, notice addresses, signatory authority.
5. Status facts: defaults, rent paid-through date, security deposit, TI allowance, free rent, options.
6. Governing law and recording/notary requirements for the property state.

Quick Start

1. Gather core facts from lease and loan documents into the intake table.
2. Draft agreement body following the clause order below.
3. Include per-party representations supported by the record.
4. Set lender cure periods and confirm notice mechanics.
5. Run the quality checklist before delivery.

Process

1. Populate Core Facts

Item	Source	Notes
Landlord, tenant, lender names	Lease, loan docs	Exact legal names and entity types
Premises description	Lease, legal desc.	Suite/unit, square footage if used
Lease term	Lease	Start, end, renewal options
Loan info	Loan docs	Principal, lender, recording info
Priority timing	Lease vs mortgage dates	Whether lease predates mortgage

Intake checks:

• Lease vs mortgage priority — is subordination required?
• Existing subordination or non-disturbance language in lease?
• Security deposit handling and unperformed landlord concessions?
• Current default status for both landlord and tenant?

2. Draft Agreement Body

Follow this clause order:

Clause	Must Include