financial-model

name	financial-model
description	Build or review a structured financial forecast, budget, scenario model, unit-economics model, pricing model, or cash plan. Use when the deliverable is a model with linked assumptions and outputs; use financial-analyst for interpreting existing performance.

Financial models

Create an auditable chain from assumptions to outputs.

1. Confirm decision, horizon, granularity, currency, accounting conventions, scenarios, and required outputs.
2. Separate assumptions, calculations, and presentation.
3. Model operational drivers before financial totals.
4. Link revenue, costs, headcount, working capital, capex, financing, cash flow, and balance-sheet effects as relevant.
5. Add base/upside/downside scenarios and sensitivities around uncertain drivers.
6. Include checks for balance, sign, units, period alignment, circularity, and cash reconciliation.
7. Document sources and highlight assumptions requiring owner approval.

Never hide hard-coded values inside formulas or present forecasts as facts. Verify workbook formulas and representative outputs after generation.

Read detailed-guide.md for model structures, formulas, scenario patterns, spreadsheet layout, and QA checks.