Generate Bank commercial real estate loan documents from a Credit Approval Summary (CAS). Use this skill whenever the user asks to generate, draft, or produce loan documents, commitment letters, promissory notes, mortgages, or any Bank closing documents from a CAS. Also trigger when the user references a CAS file, asks to "run" a deal, or mentions Bank document automation. This skill edits Word templates via tracked changes — it does NOT generate documents from scratch.
Generate transaction-specific third-party legal opinion letters for commercial real estate finance and corporate transactions. Use this skill whenever the user asks to draft, create, prepare, or generate a legal opinion letter, closing opinion, third-party opinion, or borrower's counsel opinion. Also trigger when the user mentions opinion letters in the context of loan closings, real estate finance transactions, construction loans, or any commercial transaction requiring legal opinions. This skill generates an opinion letter adapted to the specific transaction documents, organizational documents, and good standing certificates provided by the user. Even partial requests like "draft the closing opinion" or "prepare closing opinions" should trigger this skill.
Review and analyze third-party legal opinion letters from the perspective of lender's counsel (the opinion recipient). Use this skill whenever the user asks to review, analyze, check, vet, or evaluate a legal opinion letter, closing opinion, or borrower's counsel opinion received in connection with a loan transaction. Also trigger when the user mentions reviewing opinion letters, checking closing conditions, preparing opinion comments, redlining an opinion, or evaluating whether an opinion is acceptable for closing. This skill applies customary opinion practice standards from the TriBar Opinion Committee, ABA Statement of Opinion Practices, Florida Bar guidance, and Practical Law resources to systematically identify gaps, problematic assumptions, missing opinions, gutting qualifications, and negotiation points. Even partial requests like "look at this opinion" or "is this opinion acceptable" or "review the borrower's counsel opinion" should trigger this skill.
Guidance for tasks involving the sale, purchase, and assignment of commercial mortgage loans between lenders. Use this skill whenever a user is working on a commercial real estate loan sale or purchase transaction—including drafting or reviewing loan sale agreements, assignment and assumption agreements, allonges, assignments of security instruments, due diligence checklists, confidentiality agreements, closing documents, third-party notices, or any supporting schedules and exhibits. Also trigger when the user asks about loan sale deal structure, pricing mechanics, seller or buyer representations and warranties, escrow arrangements, post-closing obligations, or the bidding process for mortgage loan sales. This skill covers private bilateral loan sales between institutional or private lenders and does NOT apply to securitizations (CMBS), warehouse lending facilities, or transactions subject to federal securities laws.
Comprehensive knowledge base for mezzanine loans and equity pledge agreements in commercial real estate finance. Use this skill whenever the user mentions mezzanine loans, mezzanine financing, equity pledges, pledge and security agreements, intercreditor agreements between senior mortgage lenders and mezzanine lenders, UCC foreclosure of membership interests, Article 8 opt-in, capital stack structuring, LLC interest pledges, control agreements for mezzanine collateral, or any document drafting, review, or negotiation involving mezzanine loan transactions. Also trigger when discussing loan-to-own strategies, subordinate debt in CRE, CMBS mezzanine requirements, mezzanine loan secondary market sales, or mezzanine borrower entity structuring. This skill covers both conceptual knowledge and practical document drafting guidance.