Generate contract templates for a Kosovo freelancer or IT consultancy working with international clients. Produces MSA, SOW, NDA, or Independent Contractor agreements calibrated for Kosovo law (Labor Law 03/L-212, Civil Code IP rules) and workable for foreign clients. Trigger with "draft an MSA for [client]", "generate an NDA", "I need a contractor agreement", "send me the contract pack".
Generate an ATK-compliant invoice (faturë) for a Kosovo freelancer or IT consultancy. Handles three modes, local B2B in EUR with VAT, international service export (zero-rated), and EU reverse-charge. Includes all mandatory fields, sequential numbering, and the right VAT treatment. Trigger with "generate an invoice for [client]", "draft a faturë", "invoice [client] €X for [work]", "I need to bill [client]".
Draft a proposal or SOW for an international client. Trigger with "write a proposal for [client]", "draft an SOW", "respond to this RFP", or when a Kosovo freelancer or IT consultancy needs to send a pitch to a foreign prospect. Positions Kosovo IT talent credibly (EU time zone, English fluency, EUR pricing) and outputs a clean, signable document.
Walks a Kosovo freelancer or IT consultancy through their tax and VAT decisions, the 9% flat regime vs real regime election, VAT registration threshold (€30k), quarterly VAT prep, declaring foreign-currency income from Wise or Payoneer, pension contributions, year-end summary. Trigger with "should I register for VAT", "9% flat or progressive", "what taxes do I owe", "prep my quarterly VAT", "I got paid via Wise, how do I declare".
Build AML/KYC compliance artifacts for a Kosovo financial firm (MFI, NBFI, insurer, payment/e-money, fintech, advisory or accounting firm) — customer due-diligence packs, beneficial-ownership and PEP/sanctions screening checklists, risk rating and enhanced-due-diligence triggers, the EUR 10,000 cash-transaction report, and suspicious-transaction reports (STRs) to the FIU. Grounded in AML Law 05/L-096 and BQK rules. Trigger with "KYC", "AML check", "due diligence on this client", "file an STR", "cash transaction report", "PEP screening", "onboard this customer for AML", "suspicious transaction". Do NOT use as legal/compliance sign-off — it drafts; the compliance officer decides and files.
Assemble a compliant client/customer onboarding pack for a Kosovo financial firm (MFI, NBFI, insurer, payment/e-money, fintech, advisory firm) — KYC/CDD intake, the product contract or service agreement, BQK-style pre-contractual disclosures (fees, effective interest rate, complaint handling), data-protection consent, and the onboarding record for the file. Trigger with "onboard a client", "new customer pack", "account opening documents", "loan onboarding", "service agreement for a new client", "disclosure documents", "onboarding checklist". Do NOT use for the AML reports themselves (use aml-kyc-pack for STR/CTR) or for financial-statement reporting (use financial-reporting).
Help a Kosovo financial firm or accounting practice with financial-reporting obligations — classify an entity into the reporting tier (micro / IFRS-for-SMEs / full IFRS) by the KCFR size thresholds, test whether a statutory audit is required, plan the annual ATK/EDI financial-statement filing (1 Jan–31 Mar), and frame the 10% CIT position. Trigger with "which IFRS applies", "do we need an audit", "annual financial statements", "reporting tier", "when is the financial statement due", "corporate income tax", "classify this entity for reporting". Do NOT use to actually file returns (recommend a kontabilist) or for AML (use aml-kyc-pack).
Guide a Kosovo restaurant or café through fiscalization and VAT — the fiscal coupon (kuponi fiskal) vs the invoice (faturë), fiscal device options (EFD/FS/EFS), registering devices with ATK, 18% VAT on restaurant sales, the 8% input split on raw foodstuffs, the €30k threshold, and monthly VAT filing. Trigger with "fiscal receipt", "kuponi fiskal", "do I need a fiscal device", "VAT on restaurant sales", "fiscalization", "prep my monthly VAT", "what VAT do I charge on food". Do NOT use for menu pricing/margins (use menu-costing) or food-safety permits (use food-safety-haccp).