biznesi-dixhital

Generate contract templates for a Kosovo freelancer or IT consultancy working with international clients. Produces MSA, SOW, NDA, or Independent Contractor agreements calibrated for Kosovo law (Labor Law 03/L-212, Civil Code IP rules) and workable for foreign clients. Trigger with "draft an MSA for [client]", "generate an NDA", "I need a contractor agreement", "send me the contract pack".

Generate an ATK-compliant invoice (faturë) for a Kosovo freelancer or IT consultancy. Handles three modes, local B2B in EUR with VAT, international service export (zero-rated), and EU reverse-charge. Includes all mandatory fields, sequential numbering, and the right VAT treatment. Trigger with "generate an invoice for [client]", "draft a faturë", "invoice [client] €X for [work]", "I need to bill [client]".

Draft a proposal or SOW for an international client. Trigger with "write a proposal for [client]", "draft an SOW", "respond to this RFP", or when a Kosovo freelancer or IT consultancy needs to send a pitch to a foreign prospect. Positions Kosovo IT talent credibly (EU time zone, English fluency, EUR pricing) and outputs a clean, signable document.

Walks a Kosovo freelancer or IT consultancy through their tax and VAT decisions, the 9% flat regime vs real regime election, VAT registration threshold (€30k), quarterly VAT prep, declaring foreign-currency income from Wise or Payoneer, pension contributions, year-end summary. Trigger with "should I register for VAT", "9% flat or progressive", "what taxes do I owe", "prep my quarterly VAT", "I got paid via Wise, how do I declare".

Build AML/KYC compliance artifacts for a Kosovo financial firm (MFI, NBFI, insurer, payment/e-money, fintech, advisory or accounting firm) — customer due-diligence packs, beneficial-ownership and PEP/sanctions screening checklists, risk rating and enhanced-due-diligence triggers, the EUR 10,000 cash-transaction report, and suspicious-transaction reports (STRs) to the FIU. Grounded in AML Law 05/L-096 and BQK rules. Trigger with "KYC", "AML check", "due diligence on this client", "file an STR", "cash transaction report", "PEP screening", "onboard this customer for AML", "suspicious transaction". Do NOT use as legal/compliance sign-off — it drafts; the compliance officer decides and files.

Assemble a compliant client/customer onboarding pack for a Kosovo financial firm (MFI, NBFI, insurer, payment/e-money, fintech, advisory firm) — KYC/CDD intake, the product contract or service agreement, BQK-style pre-contractual disclosures (fees, effective interest rate, complaint handling), data-protection consent, and the onboarding record for the file. Trigger with "onboard a client", "new customer pack", "account opening documents", "loan onboarding", "service agreement for a new client", "disclosure documents", "onboarding checklist". Do NOT use for the AML reports themselves (use aml-kyc-pack for STR/CTR) or for financial-statement reporting (use financial-reporting).

Help a Kosovo financial firm or accounting practice with financial-reporting obligations — classify an entity into the reporting tier (micro / IFRS-for-SMEs / full IFRS) by the KCFR size thresholds, test whether a statutory audit is required, plan the annual ATK/EDI financial-statement filing (1 Jan–31 Mar), and frame the 10% CIT position. Trigger with "which IFRS applies", "do we need an audit", "annual financial statements", "reporting tier", "when is the financial statement due", "corporate income tax", "classify this entity for reporting". Do NOT use to actually file returns (recommend a kontabilist) or for AML (use aml-kyc-pack).

Guide a Kosovo restaurant or café through fiscalization and VAT — the fiscal coupon (kuponi fiskal) vs the invoice (faturë), fiscal device options (EFD/FS/EFS), registering devices with ATK, 18% VAT on restaurant sales, the 8% input split on raw foodstuffs, the €30k threshold, and monthly VAT filing. Trigger with "fiscal receipt", "kuponi fiskal", "do I need a fiscal device", "VAT on restaurant sales", "fiscalization", "prep my monthly VAT", "what VAT do I charge on food". Do NOT use for menu pricing/margins (use menu-costing) or food-safety permits (use food-safety-haccp).

Build a Kosovo restaurant's food-safety paperwork — AUV (Food & Veterinary Agency) registration prep, a HACCP-based food-safety plan (hazard analysis, critical control points, monitoring logs), hygiene SOPs, and an inspection-readiness checklist (sanitary certificate, allergen and temperature logs). Trigger with "HACCP plan", "food safety", "AUV registration", "prepare for inspection", "sanitary certificate", "temperature log", "hygiene SOP", "we have a food inspection coming". Do NOT use for VAT/fiscalization (use fiscal-vat) or menu pricing (use menu-costing).

Build and analyse menu pricing for a Kosovo restaurant or café — plate (food) cost per dish, gross margin and food-cost %, VAT-inclusive menu prices, menu-engineering (stars/dogs), and supplier order lists. Trigger with "menu costing", "what should I price this dish", "food cost", "plate cost", "margin per dish", "sa po na kushton kjo pjatë", "build my menu", "supplier order list", "cost out the menu". Do NOT use for fiscalization/VAT filing mechanics (use fiscal-vat) or food-safety/HACCP (use food-safety-haccp).

Draft a Kosovo employment contract (Kontratë pune) under Law 03/L-212 for any small business, plus the offer letter and the employee-vs-contractor classification check. Handles indefinite and fixed-term contracts, probation, working hours, leave, notice, and lawful termination terms. Trigger with "draft an employment contract", "kontratë pune", "hire someone", "offer letter", "fixed-term contract", "am I hiring an employee or a contractor", "what notice period applies". Do NOT use for independent-contractor service agreements with foreign clients (use the dixhitale contract-pack) or for payroll math (use payroll-run).

Track leave and keep employee records for a Kosovo small business, annual leave entitlement and balances (20 days + seniority), sick leave, maternity leave (the 12-month 70%/50%/unpaid structure), public holidays, plus onboarding and offboarding checklists and the employee file. Trigger with "annual leave", "how many leave days", "leave balance", "maternity leave", "sick leave", "onboarding checklist", "offboarding", "employee file", "what holidays do we close for". Do NOT use for payroll math (use payroll-run) or the contract itself (use employment-contract).

Run gross-to-net payroll for a Kosovo small business, PIT withholding under the current bands (0% to €250, 8% to €450, 10% above), Trusti pension (5% employee + 5% employer), net pay, employer cost, payslips, and the monthly filing reminder (EDI by the 15th). Trigger with "run payroll", "gross to net", "calculate net salary", "what's the take-home on €X", "payslip", "how much pension do I withhold", "employer cost for this hire". Do NOT use to file with ATK (recommend a kontabilist) or to draft the contract (use employment-contract).

Calculate and track Kosovo court and procedural deadlines for an advocate — civil appeal (15 days), civil revision (30 days), criminal appeal (30 days under CPC 08/L-032), administrative-dispute lawsuit (30 days), and reply periods, all counted from the date of service/receipt. Trigger with "when is the appeal due", "calculate the deadline", "we got served on [date]", "deadline for revision", "how long to appeal this judgment", "track deadlines for [matter]". Do NOT use as a substitute for checking the statute and the file — it computes candidate dates that the advocate must verify.

Draft a client engagement letter, power of attorney (autorizim/prokurë), and the AML/KYC + conflict-check intake for a Kosovo advocate or law firm. Calibrated to Law 04/L-193 on Advocacy, OAK rules, and AML Law 05/L-096. Trigger with "draft an engagement letter", "new client intake", "write a retainer", "I have a new matter for [client]", "prepare an autorizim", "do the KYC for this client". Do NOT use for the contracts a client wants drafted for their own deal (that is substantive legal work, not the firm's own engagement paperwork).

Produce a legal-services invoice (faturë) for a Kosovo advocate or law firm — time/fee narrative, OAK-tariff staged fees, expenses, and the correct VAT treatment (18% domestic, out-of-scope/zero-rated for foreign clients, €30k threshold). Trigger with "bill this matter", "invoice the client for [matter]", "draft a faturë for legal fees", "prepare my fee note", "how much VAT on legal fees". Do NOT use for general business invoices unrelated to legal services (use the dixhitale fature-generator) or for tax filing (recommend a kontabilist).