purchase-decision

name	purchase-decision
description	Evaluate a discretionary purchase against affordability, opportunity cost, timing, and actual usefulness.

Purchase Decision

Use when this capability directly owns the requested outcome.

Procedure

1. Clarify total cost, recurring costs, and what problem the purchase solves.
2. Check whether paying for it disrupts essentials or an important near-term goal.
3. Compare alternatives, delay, used options, or doing nothing.
4. Make the tradeoff visible and leave the final value judgment to the user.

Output standard

Give a concrete result, decision aid, or next action. Keep assumptions visible and hand off work outside this skill's domain.