credit-collateral-risk-mgmt
授信押品风险评估与管理技能。覆盖准入筛查、评估合理性审查、登记有效性核验、存续期动态监控、处置合规性检查五大环节,识别押品充足性不足、价值虚高、权属瑕疵、重复担保等风险,输出结构化押品风险报告与分级预警。触发词包括:"押品风险评估"、"押品情况查询"、"抵押率检查"、"collateral risk assessment"、"查一下押品情况"、"这个抵押物有问题吗"、"抵押率超了吗"、"押品合规检查"。不适用于:贷后风险分类调整、不良资产最终核销、押品现场勘估(需第三方评估机构)、或无具体押品背景的一般合规咨询。
Source facts
- Repository
- aliyun/qwen-dianjin
- Last source activity
- May 20, 2026 at 14:16
- Detected SKILL.md language
- Chinese
- Stars
- 605
- Forks
- 68
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