hga-grading-system

name	hga-grading-system
description	Use only when customer requests an HGA submission or is evaluating an HGA-graded card. Niche grader with color-coded labels and small market share.

HGA Grading System

HGA (Hybrid Grading Approach) issues color-coded labels and sub-grades. Tiny market share — discourage submission unless customer specifically wants HGA label aesthetic.

HGA distinctives

• Color-coded label by card type (red sports, blue Pokemon, etc.)
• 4 sub-grades + overall (similar to BGS)
• Smaller pop = small auction value
• ~2-week TAT, competitive fees

Why we usually decline HGA

1. Resale value: HGA 10 sells at ~0.3-0.5× PSA 10
2. Limited auction house support — most don't promote HGA titles
3. Customer often unaware of liquidity penalty
4. Slab integrity historically variable

When HGA is correct

Only when: (a) customer collects HGA labels specifically; (b) submission is for personal collection not resale; (c) card has thin PSA pop AND customer wants any slab.

Where this fits in the X3 empire

Defensive skill — recognize HGA in comps but warn before recommending submission.